The effect of bank credit on the market structure of the country

Sheikhi Mehrabadi, Ali; Bagheri, Mojtaba; Rezaee, Majid

doi:10.22096/esp.2021.121563.1317

The effect of bank credit on the market structure of the country

Document Type : Original Article

Authors

ali sheikhi mehrabadi ¹

mojtaba bagheri ²

Majid Rezaee ³

¹ PhD Student in Economics, Mofid University,iran.

² Assistant Professor, Faculty of Economics, Mofid University

³ Assistant Professor, Faculty of Economics, Mofid University, Qom, Iran.

10.22096/esp.2021.121563.1317

Abstract

Abstract
The purpose of this paper is to investigate the effect of bank credit on the labor market structure. The most important variables used in this study were rural to urban employment ratio, private sector employment to government employment, total employment rate, bank credit, liquidity, facility rate, inflation rate, wage rate, population growth, oil revenues, government spending. , The number of university graduates and the number of high school graduates. In order to test the relationship between the variables, the self-correlation model with distribution interrupts (ARDL) was used for the period 1396-1338. Based on the estimates, it was observed that bank credits had a positive and significant effect on the variables of the number of rural and urban employees, private and public sector employees, the employment ratio of total employment and total employment volume, and this confirmed this. Bank credit, in other words, monetary policy, has affected the structure of the labor market in Iran. In addition, it was observed that bank credits had an impact intensity of 0.69 and 0.65 on the variable employment volume, respectively, and this confirmed that bank credits, in other words, monetary policy, had an effect on employment volume.

Keywords

Keywords: Banking Facilities

Employment

Labor Market Structure

Autoregressive Distributed Lag (ARDL)

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