Mofid University The Journal of Economic Studies and Policies 2423-4648 9 1 2022 08 23 The effect of bank facilities and deposits on income inequality in Iranian provinces The effect of bank facilities and deposits on income inequality in Iranian provinces 194 219 254472 10.22096/esp.2022.136462.1413 FA Abbas Alavirad Associate Professor, Department of Economics, Islamic Azad University, Yazd Branch, Yazd, Iran. MohammaHassan VakiliZarch PhD Student, Department of Economics, Islamic Azad University, Yazd Branch, Yazd, Iran. Jalil Totonchi Assistant Professor, Department of Economics, Islamic Azad University, Yazd Branch, Yazd, Iran. Mohammad Ali Dehghan Tafti Assistant Professor, Department of Economics, Islamic Azad University, Yazd Branch, Yazd, Iran. Journal Article 2020 09 16 One of the most important tasks in the field of government when intervening in economic systems is to try to distribute revenues more appropriately among different segments of society. The development of the financial system in two ways can affect this process. One of these ways is through the impact of the financial system on economic growth and how it is distributed among economic agents. In addition, financial development in terms of how to create investment opportunities for different segments of society will be able to influence the distribution of income. The aim of the present study was to investigate the functioning of the banking system in terms of facilities and deposits on the distribution of income inequality in the provinces of Iran. For this purpose, in the present study, quantitative regressions have been used as a suitable method in estimating income inequality models. The results of the period during 2011-2018 for 31 provinces of Iran showed that there is a positive and significant relationship in all deciles between the balance of facilities granted by banks and deposits of the banking system separately on income inequality. Therefore, it is recommended to pay serious attention to the issue of the impact of banking system performance factors on income inequality distribution in reforming the banking system. One of the most important tasks in the field of government when intervening in economic systems is to try to distribute revenues more appropriately among different segments of society. The development of the financial system in two ways can affect this process. One of these ways is through the impact of the financial system on economic growth and how it is distributed among economic agents. In addition, financial development in terms of how to create investment opportunities for different segments of society will be able to influence the distribution of income. The aim of the present study was to investigate the functioning of the banking system in terms of facilities and deposits on the distribution of income inequality in the provinces of Iran. For this purpose, in the present study, quantitative regressions have been used as a suitable method in estimating income inequality models. The results of the period during 2011-2018 for 31 provinces of Iran showed that there is a positive and significant relationship in all deciles between the balance of facilities granted by banks and deposits of the banking system separately on income inequality. Therefore, it is recommended to pay serious attention to the issue of the impact of banking system performance factors on income inequality distribution in reforming the banking system. https://economic.mofidu.ac.ir/article_254472_412138c21d8e74b045cfa739c24d7980.pdf